Is CareFirst and Blue Cross Blue Shield the same?

In its 80th year of service, CareFirst, an independent licensee of the Blue Cross and Blue Shield Association, is a not-for-profit health care company which, through its affiliates and subsidiaries, offers a comprehensive portfolio of health insurance products and administrative services to 3.2 million individuals and …

Is CareFirst only in Maryland?

At CareFirst BlueCross BlueShield, we’re building the future of healthcare with the widest coverage and the largest network for medical, dental and vision insurance in Maryland, Washington, D.C. and Northern Virginia.

Can you use CareFirst out of state?

CareFirst will send you a complete explanation of benefits. As always, go directly to the nearest hospital in an emergency. With your Blue Cross and Blue Shield member ID card, you have access to doctors and hospitals almost anywhere.

What is CareFirst EPO?

CareFirst BlueCross BlueShield’s Preferred Provider Organization (PPO) is offered to all active State of Maryland employees as well as all retirees, with or without Medicare, regardless of their place of residence.

Is it better to have an EPO or PPO?

A PPO plan gives you more flexibility than an EPO by allowing you to attend out-of-network providers. On the other hand, an EPO will typically have lower monthly premiums than a PPO. But, if you’re considering an EPO, you should check approved in-network providers in your area before you decide.

What is the difference between a EPO and PPO?

A PPO (or “preferred provider organization”) is a health plan with a “preferred” network of providers in your area. An EPO (or “exclusive provider organization”) is a bit like a hybrid of an HMO and a PPO. EPOs generally offer a little more flexibility than an HMO and are generally a bit less pricey than a PPO.

What services does Blue Cross Blue Shield offer?

Your copayments, coinsurance, and deductible amounts may be higher, however, if you use non-network providers. These plans from Blue Cross Blue Shield of Michigan may also offer Medicare Part D prescription drug coverage, routine vision, and dental services*.

Is Blue Cross Blue Shield considered HDHP?

June 6, 2019 7:37 AM A few of the plans offered by Blue Cross Blue Shield are HDHP plans. If your plan is described by BCBS as an HSA-compatible plan, it’s an HDHP. Otherwise, you’ll need to contact BCBS to find out if the plan that you have is an HDHP and is HSA-compatible.

What are Blue Cross Blue Shield plans?

Blue Cross/Blue Shield plans generally provide a range of individual and group insurance products and administrative services that range from health insurance to dental, vision, life and disability insurance. At a minimum they cover all medical services required by their state health insurance…

What is Blue Cross Blue Shield health advantage?

Blue Advantage is a health insurance plan that is offered by Blue Cross Blue Shield Illinois, the HMO part stands for Health Maintenance Organization, so Blue Advantage HMO Illinois is a health insurance plan that Blue Cross Blue Shield offers that is managed by an HMO.