Where is Oportun located?
Where is Oportun located?
Menlo Park
Oportun is headquartered in Menlo Park, CA and has 2 office locations across 1 country.
Is Oportun a real loan company?
Oportun is a lender that markets its personal loans as an alternative to expensive payday loans and title loans. Based in California, Oportun offers both unsecured and secured personal loans, with loan amounts ranging from $300 to $10,000.
How many branches does Oportun?
280 retail locations
Oportun operates more than 280 retail locations and delivers bilingual (English/Spanish) customer service through an omni-channel approach that includes retail locations, contact centers, and mobile to customers in eleven states: Arizona, California, Florida, Idaho, Illinois, Missouri, Nevada, New Mexico, Texas, Utah.
Can I pay my Oportun loan off early?
Personal loans through Oportun have low, fixed payments designed to fit your budget. And you can choose the available repayment schedule that best works for you. Plus, we never charge prepayment penalties. So if you pay off your loan early, you can save money in interest.
What bank does Oportun use?
The lender for the Oportun Visa Credit Card is WebBank, Member FDIC, which is who reports your account behavior to nationwide credit bureaus.
How much can you borrow from Oportun?
Loan amounts & timelines: Oportun offers personal loan amounts ranging from $300 to $10,000. Their payoff terms stretch from 6 to 46 months.
What bank is Oportun?
MetaBank® National Association
Oportun: Affordable personal loans for everyday people As a state-licensed lender and a partner with MetaBank® National Association, Oportun provides access to affordable personal loans. Through Oportun, you can get: Personal and secured personal loans. Loan amounts from $300 to $20,000.
What credit bureau does Oportun use?
Reports payments to two credit bureaus: Oportun reports payments to Experian and TransUnion, but not Equifax. Most lenders report payments to all three major credit bureaus. On-time payments can help you build credit so you can potentially qualify for better rates on future loans and credit cards.
What happens if you dont pay Oportun?
When you miss a loan payment, we report it to the credit bureaus, which could hurt your credit score. Call us at 833-OPORTUN (833-676-7886) to make a payment over the phone. We can even help you set up automatic payments from your bank or credit union, so you always make your credit card payments on time.
How long does it take to get an Oportun loan?
It takes 1 to 2 business days to get money from an Oportun personal loan, in most cases. That includes both the time it takes to get approved and the time it takes for the funds to be delivered after approval. Keep in mind that this is a typical applicant’s experience, and in some cases it could take longer.